EMI Calculators

Tab
KSFE Personal Loan
Scheme Features
Interest Rate: Fully Secured - 11.50%, Not Fully Secured - 11.90% (3% concession to employees)
Default Rate: 18% of EMI
Min. Amount: No Minimum Amount
Max. Amount: 30 Lakhs (Concession Max: 3 Lakhs to Employees)
Min. Period: 12 Months
Max. Period: 72 Months
KPL EMI Calculator
Interest Rate
Security Type
Loan Amount
Tenure (Months)
EMI
Total Payable
Interest Portion
KSFE Housing Loan
Scheme Features
Interest Rate (General) : 9.50% (Employees: Upto 10,00,000/- @ 6.5%)
Default Rate: 18% of EMI
Max. Amount: 1 Crore
Min. Period: 12 Months
Max. Period: 360 Months /Attainment of 70 Years Of age
Employees For employees, if Loan amount is greater thab 10 Lakhs, 3 % concession is given to 10 Lakhs and balance amount will be at general interest rate
Other details Purchase of land 7 Years, Contsruction 30 Years, Maintanance 10 Years &
Upto EMI Fixation 10.00% interest rate applicable
KHL EMI Calculator
Interest Rate
Loan Amount
Tenure (Months)
EMI
Interest Portion
Total Payable
Monthly Income Required
Calculate Eligible Loan amount based on Monthly Income

Passbook Loan
Scheme Features
Interest Rate 11.50%
Default Rate: 13.50%
Max. Amount: Use PBL Utility >
Min. Period: No Minimum Period
Max. Period: Upto Chitty Termination / Prize Money Due Date
Other details Amount of PBL can also be acceped as Passbook security amount
Monthly Interest Use NCL Calculator to find out the monthly Interest
PBL Calculator
Monthly Gross Amount
Duration
Remitted Inst.
Total Dividend
Suspense
Sala
PBL Amount
Chitty Loan
Scheme Features
Interest Rate 12.75%
Default Rate: 14.75%
Max. Amount: 50% of Sala
Min. Period: No Minimum Period
Max. Period: Upto Chitty Termination / Prize Money Due Date
Other details Admissible Amount 50% of Sala,If 10% of chitty installmets remitted.
NCL/PBL Interest Calculator
Type/Tenure
Loan Amount
Interest per month
Special Car Loan
Scheme Features
Interest Rate 12% (Employees: 8%)
Default Rate: 18% of EMI
Max. Amount: 15 lakhs
Min. Period: 6 Months
Max. Period: 60 Months(Employees: 84 Months)
Other details Eligible for salaried persons having net monthly pay above 10000 or self employed Professionals With Annual income more than 2 Lakhs
Special Car Loan EMI
Interest Rate
Loan Amount
Tenure (Months)
EMI
Interest payable
Total payable
Consumer Vehicle Loan
Scheme Features
Interest Rate General - 12%, Employees - 9%
Default Rate: 14%
Max. Amount: General - 40 lakhs, Employees:Concesion upto 2 Lakhs
Min. Period: 12 Months
Max. Period: 60 Months
Other details For Home appliances max period 36 Months
CVL EMI
Interest Rate
Loan Amount
Tenure (Months)
Tax Deducted at Source (TDS)
Nature of Transaction IT Section Exemption Limit Tax Rate
Interest on Deposits 194A ₹. 5,000 10%
Building Rent 194-I(b) ₹. 2,40,000 10%
Appraiser Fee 194J ₹. 30,000 10%
Valuation Fee 194J ₹. 30,000 10%
Advocates Fee 194J ₹. 30,000 10%
Contract Work-Individual 194C Single Payment-₹. 30,000, Cumulative Payment- ₹. 1,00,000 1%
Contract Work-Company/Firms 194C Single Payment-₹. 30,000, Cumulative Payment- ₹. 1,00,000 2%
Agents Commission 194H ₹. 15,000 5%
Prize Winning-Lucky Draw 194B ₹. 10,000 30%
Payment to NRI 195 No Limit 31.2%
TDS Calculator
Nature of Transaction
Taxable Amount
IT Section
Exemption Limit
Tax Rate
Tax Amount
Amount to be paid
GST TDS
2% of the Goods/ Service payments exeeding Rs.2,50,000/- (Taxable Value) in a single contract